Note and Disclaimer:  These XBRL documents are presented solely as theoretical examples of XBRL application and should not be used or relied upon for any other purpose.  XBRL-US makes no representation as to their accuracy or completeness, or that they fairly represent the financial disclosure(s) of any financial reporting entity, public or private.

Further, neither XBRL-US nor its members have audited, reviewed, compiled or performed any other professional service in regard to the XBRL document within which this disclaimer appears, nor in regard to any electronic document from which the current document was prepared, nor any schemas, linkbases or other meta data included therein or to which either refers.  We offer no opinion about the correctness, completeness, timeliness, accuracy nor any other characteristic of this XBRL document, documents from which it was prepared, nor any schemas, linkbases, or other meta data to which they refer.  Users should find the original document, if such exists, and read all disclaimers or opinions therein.

Entity: SunTrust
2003-01-01 to 2003-12-31 2002-01-01 to 2002-12-31 2001-01-01 to 2001-12-31
- Net Income Applicable to Common Stockholders
- Net Income ®
- Income Before Cumulative Effect of Change in Accounting Principle
- Income Before Extraordinary Items and Cumulative Effect of Change in Accounting Principle
- Income/(Loss) from Continuing Operations
- Income/(Loss) from Continuing Operations Before Income Taxes
- Noninterest Income ®
- Fees and Commissions ®
Commissions and Fees from Fiduciary and Trust Activities ® 502,409 504,548 486,116
Mortgage Banking Fees ® 150,138 92,318 82,166
Servicing Fees, Net ® (177,512) (110,088) (6,073)
Other Fees and Commissions ® 800,129 730,461 570,168
Service Charges on Deposit Amounts ® 643,103 612,918 510,249
Fees and Commissions - Total 1,918,267 1,830,157 1,642,626
Gains/(Losses) on Sales of Assets ® 123,876 204,547 153,080
Noninterest Income - Other 260,858 234,123 256,169
Noninterest Income - Total 2,303,001 2,268,827 2,051,875
- Noninterest Expense ®
Compensation and Employee Benefits 1,944,563 1,818,532 1,677,452
Furniture and Equipment 178,443 174,809 189,763
Net Occupancy 237,266 229,258 210,436
Noninterest Expense - Other 940,064 900,836 818,221
Noninterest Expense - Marketing and Advertising 100,280 79,987 103,998
Restructuring Charges ® - 15,998 -
Noninterest Expense - Total 3,400,616 3,219,420 2,999,870
- Interest Income/(Expense), Net
- Interest Income/(Expense), Gross ®
- Interest Income ®
- Interest Income - Available for Sale Securities ®
Investment Securities - Dividends ® 66,671 62,967 68,207
Investment Securities - Nontaxable Interest Income ® 17,971 21,267 27,669
Investment Securities - Taxable Interest Income ® 609,500 755,664 965,694
Interest and Dividends on Securities Available for Sale 694,142 839,898 1,061,570
Interest Income - Federal Funds Sold and Securities Purchased Under Agreements to Resell ® 15,673 24,475 51,164
Interest Income - Deposits with Financial Institutions ® 146 7,018 5,743
Interest Income - Other ® 16,929 24,412 40,851
- Interest Income - Loans and Leases
Interest Income - Loans and Leases Held for Investment ® 3,593,630 3,959,041 4,908,775
Interest Income - Loans and Leases Held for Sale 448,322 280,353 211,471
Interest Income - Loans and Leases - Total 4,041,952 4,239,394 5,120,246
Interest Income - Total 4,768,842 5,135,197 6,279,574
- Interest Expense
- Interest Expense - Borrowings
Interest Expense - Long Term Borrowings ® 537,223 619,667 739,012
Interest Expense - Short Term Borrowings ® 33,511 14,062 63,359
Interest Expense - Borrowings - Total 570,734 633,729 802,371
Interest Expense - Deposits ® 771,631 1,117,296 1,812,385
Interest Expense - Federal Funds Purchased and Securities Sold Under Agreements to Repurchased ® 106,174 140,463 412,218
Interest Expense - Total 1,448,539 1,891,488 3,026,974
Total Net interest income. 3,320,303 3,243,709 3,252,600
Provision for Loan and Lease Losses ® 313,550 469,792 275,165
Interest Income/(Expense), Net - Total 3,006,753 2,773,917 2,977,435
Income/(Loss) from Continuing Operations Before Income Taxes - Total 1,909,138 1,823,324 2,029,440
Provision for Income Taxes ® 576,841 491,515 653,903
Total Revenues and expenses after tax arising from the ongoing operations of the business. 1,332,297 1,331,809 1,375,537
Total Income before Extraordinary Items and Cumulative Effect of Change in Accounting Principle. 1,332,297 1,331,809 1,375,537
Total Income before cumulative effect of change in accounting principle. 1,332,297 1,331,809 1,375,537
Total All revenue less all expenses. 1,332,297 1,331,809 1,375,537
Net Income Applicable to Common Stockholders - Total 1,332,297 1,331,809 1,375,537

footnote:

() 1Includes dividends on 48,266,496 shares of common stock of The Coca-Cola Company $ 42,475 () 1Includes dividends on 48,266,496 shares of common stock of The Coca-Cola Company $ 38,613 () 1Includes dividends on 48,266,496 shares of common stock of The Coca-Cola Company $ 34,752